TCPA

Debt Collectors Do the Darnedest Things

Debt Collectors Do the Darnedest Things

Probably not.

If you have ever had the misfortune of dealing with a bad debt collector, you know that they can sometimes behave like they are untouchable. They go out of their way to make hard-working people who can’t pay their debts feel like dirt. They think they are untouchable because they rarely get challenged.

FAQ: Debt Collectors and Cell Phones

FAQ: Debt Collectors and Cell Phones

Can a debt collector call my cell phone?

Only if you let them. If they don't have permission, they might be violating the Telephone Consumer Protection Act.

Not many people know what the Telephone Consumer Protection Act is, what it says, or why it matters if they are getting called by debt collectors. Below is a short list of questions and answers regarding the Telephone Consumer Protection Act. It is by no means exhaustive, but should provide a decent starting point for people with questions.

Why is Midland Funding Suing Me?

Why is Midland Funding Suing Me?

Ah, Midland Funding. Any lawyer working with people to resolve debt issues has run across Midland Funding. I wish I could say nice things, but that's just not in the cards.

Short version

Midland Funding is a debt buyer that purchases mountains of debt from credit card companies at extremely low rates and tries to collect that debt from people who have never heard of or done business with Midland Funding.

What Do I Do When A Debt Collector Keeps Calling?

What Do I Do When A Debt Collector Keeps Calling?

Your phone ringing every day from the same number. You usually don’t pick it up because you know that it’s a debt collector. Every once in awhile, you answer the phone to confirm your suspicions. One of three things happens: the voice on the other end is recorded, there is a long pause before your are connected to someone, or the person at the other end immediately starts in with their spiel. You might receive 5 to 10 calls per day. They call while you are getting ready for work, while you are driving to work, on your lunch break, and after you get home for the night. They are persistent, you have to give them that.